Your business is your passion. Ours is helping you protect it.
As you know, being a business owner comes with a lot of responsibilities. Let us take some of the weight off your shoulders. Focus on running your company and we will make sure it’s protected in every circumstance. We specialize in writing insurance suited to fit the needs of business owners just like you.
Commercial General Liability
A policy issued to business owners to protect them against liability claims from bodily injury, property damage arising out of premises, products and completed operations, personal injury.
A policy for business owners that insures against damage to their buildings and business personal property due to a covered loss.
A policy to cover the employees of the corporation.
A policy designed to provide protection against, major losses/catastrophic losses. It is generally written over various primary liability policies, such as general liability, business auto, or workers compensation.
Professional Liability/Errors & Omissions
A policy designed to protect professional against liability incurred as a result of errors and omissions in performing their professional services.
A policy designed to protect business for a data breach in which their customers’ personal information is exposed or stolen by a hacker or other criminal who has gained access to the firm’s electronic system/network.
Contractors Equipment/ Equipment Floater
Property insurance that covers equipment that is often moved from one location to another location. This is a form of an inland marine insurance policy.
Key Man insurance could save your business from going under. If a key employee is no longer able to work with the company due to death or any other circumstance that may cause them to leave you business, you’ll want to have Key Man insurance in your back pocket.
Just as you’d treat your life, you should also treat you business. Buy-Sell Agreements, sometimes called “business wills,” dictate what will happen to your business if/when you or one of your partners dies or leaves the company. Similar to a will, Buy-Sell Agreements include instructions for cases of death, retirement, disability, divorce and the selling of the company. These agreements also state how owners of a business can sell their interests in the business, when they can sell them, who they can sell them to and for how much.
Key Man Insurance and Buy-Sell Agreements are appropriate for all business entities, including corporations, partnerships, LLCs and proprietorships.
Give us a call today to find out how we can help give your business the best protection for your money.
Speck Insurance is a premiere supplier for the engineering and construction industry. After 6 years of having been held hostage by a prior supplier, they were instrumental in opening up markets and obtaining competitive pricing for our errors and omissions, general and auto liability, umbrella insurances. Bocci Engineering and Construction rest easy, knowing we have a true partner with Speck Insurance.
After 11 years with another insurance company, I decided to see what the pricing would be with Speck! I was wowed, they are amazing and will save you a ton of money. I highly recommend you check them out.
Speck Insurance saved me over a thousand dollars a year when I transferred all my insurance there! They really take the time to figure out what your needs are and create a plan that will work best for you and your business. I’d definitely recommend Speck Insurance to my family, friends and business colleagues.